Mr. J.V. Puthran
Founder & Chairman, DMCCS LTD, Mumbai
It gives me immense pride and joy to extend my warmest greetings to you all on behalf of
Dhaneshwari Multi State Co-operative Credit Society Limited. This journey began with a simple,
yet powerful dream — to create a financial institution that truly belongs to the people,
serves the people, and uplifts the people.
In a country as diverse and dynamic as ours, financial security and inclusion remain at the heart
of real development. With that in mind, Dhaneshwari was founded to be more than just a
co-operative society; it is a movement toward economic self-reliance, community empowerment,
and financial literacy.
Our vision is deeply rooted in the cooperative spirit — working together for mutual benefit. Over the years, we’ve empowered thousands of members across Maharashtra, Karnataka, and Goa, providing them with safe and reliable financial products that promote saving habits, support small dreams, and build stronger communities.
I thank each and every one of you for your trust, support, and active participation. Together, let’s continue building a future where financial dignity and security are not a privilege, but a shared reality.
Dear Members, Supporters, and Well-Wishers
Founder & VisionaryMr. J.V. PUTHRAN.
Dhaneshwari Multi State Co-operative Credit Society Limited
Mr. Ajit Singh Chaddha
Vice Chairman, DMCCS LTD, Mumbai
I extend my warm greetings to each one of you at Dhaneshwari Multi State Co-Operative Credit Society Limited.
It gives me immense pride to witness the dedication, integrity, and hard work that our team consistently demonstrates. Our organization stands on the strong pillars of trust, transparency, and financial empowerment, and it is your commitment that continues to strengthen these values every day.
As we move forward, our focus remains clear — to deliver reliable financial services, ensure member satisfaction, and expand our reach while maintaining the highest standards of compliance and ethics. In today’s dynamic financial environment, teamwork, innovation, and discipline are the keys to sustainable growth.
I encourage each team member to stay motivated, uphold our core principles, and contribute actively towards achieving our collective goals. Together, we can build a stronger, more impactful institution that truly serves the needs of our members and communities.
Let us continue working with unity, responsibility, and vision.
Wishing you all continued success and growth.
Co-Founder & Vice ChairmanMr. Ajit Singh Chaddha
Dhaneshwari Multi State Co-operative Credit Society Limited
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